德国银行贷款利率近来一降再降，让很多人都动了买房的心思。那么在德国究竟怎么买房？作为外国人，又需要注意哪些问题呢？

在人们的印象中，德国产品一向以可靠、耐用、质量过硬著称，德国人认真、负责、守时、严谨的特性也已深入人心。

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严重的住房短缺背景下，战后住房政策的首要任务，是保障居民的基本居住需求和防止租金的无序上涨。

首先要问自己的问题是，想自住还是投资？如果自住的话，那当然买不带租户的，或者是虽然有租户，但前房主已经解除了租房合同的也可以。这样可以省去很多麻烦。

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从总体制度的阶段划分来看，也呈现出不断根据住房实际而迭代完善的过程。随着住房供需情况的不断改善和住房市场主要矛盾的不断变化，德国的住房制度经历了战后政府全面管控的“住房统制经济”阶段，到政府为主、市场为辅的“计�?市场”阶段，再到回归市场、政府适度调控的“住房市场化”阶段。

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如果你在偏远的地方买房，过了好多年房子旧了，别人为什么要接收你的旧房？德国的旧房维修费用高，很多人买旧房难道是图便宜？更多的人是图个地段。房子如果太偏远，升值有限，所以地段很重要，无论是自住还是投资。

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